Certificate of Shares
Warm up your savings!
Warm up your savings with one of our Certificate Shares specials! Choose the rate and term that best matches where you are in our financial journey. These rates are available for a limited time only, so act fast and open an account with us today!
13-Month CD Special
3.55% APY*
16-Month CD Special
4.32% APY*
Interested in opening a Certificate Shares special?
Stop by one of our branches today!
Disclosure:
* Annual Percentage Yield effective 01/02/25. Offer is subject to change at any time. Minimum to earn APY is $1,000. Early withdrawal penalties may be imposed. The Annual Percentage Yield assumes principal and interest would remain on deposit for the full term. Limited time offer. Membership Subject to eligibility. 0.10% Increase to certificates for Gold Club except 13 Month & 16 Month Rates.
Building a Future
A Certificate Shares is a savings certificate committed for a specified term entitling the bearer to receive interest. A Certificate Shares has a specified maturity date and a specified fixed interest rate.
We offer certificates in a range of terms from 6 months to 2 years. A minimum balance of $1,000 is required to open a Certificate Shares. There is a 90 day interest penalty for early withdrawal.
Maturity notices are mailed 10 days before your Certificate matures.