Fee Schedule
Effective March 28, 2024
Overdraft & Stop Payment Fees
| Description | Fee |
|---|---|
| Return check | $25.00 |
| NSF Paid | $25.00 |
| Business Return Check | $30.00 |
| Business NSF Paid | $30.00 |
| Overdraft transfer from Shares | $5.00 |
| Ach stop payment | $15.00 |
| Single stop payment | $15.00 |
| Multiple stop payment | $30.00 |
| Negative share fee | $5.00 |
| Minimum balance requirement (When Share goes below Par value $25) | $5.00 |
| Draft copy | $2.00 |
| Return mail fees | $5.00 |
| An Inactive/Dormant Account Fee | $25.00 |
| Early closure | $25.00 |
| Deposit Item Return | $25.00 |
| Business Deposit Item Return | $30.00 |
Overdraft Courtesy Pay
| Description | Fee |
|---|---|
| NSF Paid Fee* | $25.00/per presentment |
| Return Fee** | $25.00/per presentment |
*Accounts will be assessed the “NSF Paid Fee (Standard or Extended Coverage) for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid. An overdrawn balance must be repaid within 32 days. We may not pay items under your Courtesy Pay limit if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-two (32) day period for a minimum of 24 hours, if you default on any loan or other obligation to us or if your account is subject to any legal or administrative order or levy.”
**A Return Fee is assessed each time an item is presented against insufficient funds. Any item (check, ACH, or other electronic transaction) that is initially returned to the payee because the Available Balance in your account was not sufficient to cover the item can be represented by the payee for payment multiple times, which is beyond our control. We will charge a NSF Paid Fee or Return Fee regardless of the number of times an item is presented to us for payment against insufficient funds, and regardless of whether we pay or return the item.
Account reconciliation/search
| Description | Fee |
|---|---|
| Account reconciliation | $20.00 per hour minimum |
Statement copies
| Description | Fee |
|---|---|
| Current month and Previous Months | $5.00 |
Visa
| Description | Fee |
|---|---|
| Late payment | $20.00 |
| Merchant draft copy | $5.00 |
| Visa card replacement | $10.00 |
| Debit card replacement | $25.00 |
| Visa Cash Advances for Payments | $5.00 |
| Visa Gift Card | $3.50 |
Wire
| Description | Fee |
|---|---|
| Domestic Outgoing International not available) | $25.00 |
| Incoming Wire | $10.00 |
Other Services
| Description | Fee |
|---|---|
| Fax | $1.00per. pg.– $10.00 max |
| Copies | .25 Each |
| Cashier’s Checks | $4.00 |
| Corporate Checks (Made payable to other than Member) | $3.00 |
| Money Orders | $2.00 |
| Certificate of Deposits - Early Withdrawal | 90 Days Interest |
| Levy/Garnishment Fee | $50.00 |
| Telephone Transfer of Funds | $5.00 |
| Coin Counter | 2% for members 10% Non-Members |
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