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Phone: 217-442-9005   Toll Free: (800) 533-5615   ART: 217-442-9005 Opt. 5
 

Loan Rates
 
Rates Effective As Of JULY 2017

New Vehicle (2013 and Newer)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 3.99 2.99 2.75 2.25 1.99 1.75
650-699 4.99 3.99 3.75 3.25 2.99 2.75
600-649 5.99 4.99 4.75 4.25 3.99 3.75
599 and Below 15 15 15 15 15 15


Used Vehicle 2010-2012
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 5.99 4.99 3.99 2.99 2.75
650-699 6.99 5.99 4.99 3.99 3.75
600-649 7.99 6.99 5.99 4.99 4.75
599 and Below 15 15 15 15


Used Vehicle 2007-2009
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 8.99 7.75 6.75 6.5
650-699 9.99 8.75 7.75 7.5
600-649 10.99 9.75 8.75 8.5
599 and Below 15 15 15


Open End/Signature
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 12.5 12.5 12.5
650-699 12.5 12.5 12.5
600-649 12.5 12.5 12.5
599 and Below 17 17 17


Share Secured
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
  3.25 3.25


Motorcycles/Boats/ATV
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 7.25 6.25 5.25 4.25 3.25 2.25
650-699 8.25 7.25 6.25 5.25 4.25 3.25
600-649 9.25 8.25 7.25 6.25 5.25 4.25
599 and Below 15 15 15 15 15 15


Travel Trailers/RV (2013 and Newer)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 7.25 6.25 5.25 4.25 3.25 2.25
650-699 8.25 7.25 6.25 5.25 4.25 3.25
600-649 9.25 8.25 7.25 6.25 5.25 4.25
599 and Below 15 15 15 15 15 15


Travel Trailers/RV (2010 - 2012)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 7.75 6.75 5.75 4.75 3.75 2.75
650-699 8.75 7.75 6.75 5.75 4.75 3.75
600-649 9.75 8.75 7.75 6.75 5.75 4.75
599 and Below 15 15 15 15 15 15


Travel Trailers/RV (2009 and Older)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 6.25 5.25 4.25
650-699 7.25 6.25 5.25
600-649 8.25 7.25 6.25
599 and Below 15 15 15


Mortgages  
  180 Months
120 Months
First Mortgage 4.5 4
Home Equity / Second Mortgage n/a 4.5

 

 

 

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*APR is the Annual Percentage Rate. Rates subject to change without notice.

Annual Percentage Rate reflects an “as low as” rate & your actual rate may vary.

N/A = Not Available

 
 
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