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Phone: 217-442-9005   Toll Free: (800) 533-5615   ART: 217-442-9005 Opt. 5
 

Loan Rates
 
Rates Effective As Of January 2018

New Vehicle (2013 and Newer)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
740 and Above 3.99 3.5 3 2.25 1.99 1.75
700-739 4.99 4.5 4 3.25 2.99 2.75
680-699 5.99 5.5 5 4.25 3.99 3.75
650-679 7.99 7.5 7 6.25 5.99 5.75
600-649 12.99 12.5 12 11.25 10.99 10.75
599 and Below 17.99 16.99 15 14 13 12


Used Vehicle 2010-2012
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
740 and Above 5.5 5 4.25 3.99 3.75
700-739 6.5 6 5.25 4.99 4.75
680-699 7.5 7 6.25 5.99 5.75
650-679 9.5 9 8.25 7.99 7.75
600-649 14.5 14 13.25 12.99 12.75
599 and Below 17.99 16.99 15 14 13


Used Vehicle 2007-2009
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
740 and Above 8 7.75 6.99 6.75
700-739 8.75 8.25 7.99 7.75
680-699 10.5 10 8.99 8.75
650-679 15.5 14 12 11.5
600-649 17 16 14 13.5
599 and Below 17.99 16.99 15 14


Open End/Signature
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
740 and Above 12.5 12.5 12.5
700-739 12.5 12.5 12.5
680-699 12.5 12.5 12.5
650-679 14.5 14.5 14.5
600-649 15.5 15.5 15.5
599 and Below 17.99 17.99 17.99


Share Secured
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
  3.50 3.50


Motorcycles/Boats/ATV 2013 and Newer
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
740 and Above 7.25 6.5 6 5.25 4.75 4.5
700-739 8.25 7.5 7 6.25 5.75 5.5
680-699 9.25 8.5 8 7.25 6.75 6.5
650-679 10.25 9.5 9 8.25 7.75 7.5
600-649 15.25 14.5 14 13.25 12.75 12.5
599 and Below 17.25 16.5 16 15.25 14.75 14.5


Motorcycles/Boats/ATV 2012 and Older
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
740 and Above 7 6.5 5.75 5.25 5
700-739 8 7.5 6.75 6.25 6
680-699 9 8.5 7.75 7.25 7
650-679 10 9.5 8.75 8.25 8
600-649 15 14.5 13.75 13.25 12.75
599 and Below 17 16.5 15.75 15.25 14.75


Travel Trailers/RV (2013 and Newer)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
740 and Above 7.25 6.25 5.25 4.25 3.25 2.25
700-739 8.25 7.25 6.25 5.25 4.25 3.25
680-699 9.25 8.25 7.25 6.25 5.25 4.25
650-679 11.25 10.25 9.25 8.25 7.25 6.25
600-649 16.25 15.25 14.25 13.25 12.25 11.25
599 and Below 17.99 17.5 17 16.5 16 15.5


Travel Trailers/RV (2010 - 2012)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
740 and Above 7.75 6.75 5.75 4.75 3.75 2.75
700-739 8.75 7.75 6.75 5.75 4.75 3.75
680-699 9.75 8.75 7.75 6.75 5.75 4.75
650-679 11.75 10.75 9.75 8.75 7.75 6.75
600-649 16.75 15.75 14.75 13.75 12.75 11.75
599 and Below 17.99 17.5 17 16.5 16 15.5


Travel Trailers/RV (2009 and Older)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
740 and Above 6.25 5.25 4.25
700-739 7.25 6.25 5.25
680-699 8.25 7.25 6.25
650-679 10.25 9.25 8.25
600-649 15.25 14.25 13.25
599 and Below 17.99 17 16.5


All Rates are subject to change. All rates quoted at an annual rate.

 

 

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*APR is the Annual Percentage Rate. Rates subject to change without notice.

Annual Percentage Rate reflects an “as low as” rate & your actual rate may vary.

N/A = Not Available

 
 
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