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Phone: 217-442-9005   Toll Free: (800) 533-5615   ART: 217-442-9005 Opt. 5
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Loan Rates

 
Rates Effective As Of September 2018

New Vehicle (2015 and Newer)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 3.75 2.75 2.50 2.25 2.00 1.75
650 - 699 4.75 3.75 3.50 3.25 3.00 2.75
600 - 649 5.75 4.75 4.50 4.25 4.00 3.75
599 and below 12.75 10.75 10.50 10.25 10.00 9.75


Used Vehicle (2014-2012)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 3.75 3.50 3.25 3.00 2.75
650 - 699 4.75 4.50 4.25 4.00 3.75
600 - 649 5.75 5.50 5.25 5.00 4.75
599 and below 12.00 11.75 11.50 11.25 11.00


Used Vehicle (2011-2008)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 5.75 5.50 5.25 5.00
650-699 6.75 6.50 6.25 6.00
600 - 649 7.75 7.50 7.25 7.00
599 and below 13.00 12.75 12.50 12.25


New Off Road (2015 and Newer)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 4.75 4.50 4.25 4.00 3.75 3.50
650 - 699 5.75 5.50 5.25 5.00 4.75 4.50
600 - 649 6.75 6.50 6.25 6.00 5.75 5.50
599 and below 14.00 13.75 13.50 13.25 13.00 12.75


Used Off Road (2014-2008) Boats, ATV, UTV, Trailers, Dirt Bikes Up to 100% Financing
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 6.50 6.25 6.00 5.75 5.50
650 - 699 8.50 8.25 8.00 7.75 7.50
600 - 649 9.50 9.25 9.00 8.75 8.50
599 and below 14.00 13.75 13.50 13.25


Travel Trailers/RV (2017 and Newer) Up to 85% Financing
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 4.75 4.50 4.25 4.00 3.75 3.50
650 - 699 5.75 5.50 5.25 5.00 4.75 4.50
600 - 649 6.75 6.50 6.25 6.00 5.75 5.50
599 and below 14.00 13.75 13.50 13.25 13.00 12.75


Travel Trailers/RV (2016 - 2011) Up to 75% Financing
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 6.75 6.50 6.25 6.00 5.75 5.50
650 - 699 7.75 7.50 7.25 7.00 6.75 6.50
600 - 649 8.75 8.50 8.25 8.00 7.75 7.50
599 and below 15.00 14.75 14.50 14.25 14.00 13.75


Travel Trailer/RV (2010 and 2008) Up to 75% Financing
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 9.00 8.75 8.50
650 - 699 10.00 9.75 9.50
600 - 649 11.00 10.75 10.50
599 and below 17.25 16.00 15.75


Signature Up to $5000
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 10.99 9.99 8.99
650 - 699 11.99 10.99 9.99
600 - 649 12.99 11.99 10.99
599 and below 16.99 15.99 14.99


Signature $5,001 to $10,000
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 12.99 11.99 10.99
650 - 699 13.99 12.99 11.99
600 - 649 14.99 13.99 12.99
599 and below


Share Secured
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
  3.50 3.50
Open End
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
  12.50


All Rates are subject to change. All rates quoted at an annual rate.

 

 

506 W. Fairchild Street, Danville, Illinois 220 S State, Westville, Illinois
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*APR is the Annual Percentage Rate. Rates subject to change without notice.

Annual Percentage Rate reflects an “as low as” rate & your actual rate may vary.

N/A = Not Available

 
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