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Phone: 217-442-9005   Toll Free: (800) 533-5615   ART: 217-442-9005 Opt. 5
 

Loan Rates
 
Rates Effective As Of MAY 2018

New Vehicle (2014 and Newer)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 3.72 2.72 2.47 2.22 1.97 1.72
650 - 699 4.72 3.72 3.47 3.22 2.97 2.72
600 - 649 5.72 4.72 4.47 4.22 3.97 3.72
599 and below 12.50 10.50 10.25 10.00 9.75 9.50


Used Vehicle (2013-2011)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 3.72 3.47 3.22 2.97 2.72
650 - 699 4.72 4.47 4.22 3.97 3.72
600 - 649 5.72 5.47 5.22 4.97 4.72
599 and below 11.75 11.50 11.25 11.00 10.75


Used Vehicle (2010-2008)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 5.72 5.47 5.22 4.97
650-699 6.72 6.47 6.22 5.97
600 - 649 7.72 7.47 7.22 6.97
599 and below 12.75 12.50 12.25 12.00


New Off Road (2014 and Newer)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 5.72 4.72 4.47 4.22 3.97 3.72
650 - 699 6.72 5.72 5.47 5.22 4.97 4.72
600 - 649 8.72 7.72 7.47 7.22 6.97 6.72
599 and below 14.00 14.00 14 14.00 14.00 14.00


Used Off Road (2013-2008) Boats, ATV, UTV, Trailers, Dirt Bikes Up to 100% Financing
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 6.72 6.47 6.22 5.97 5.72
650 - 699 7.72 7.47 7.22 6.97 6.72
600 - 649 10.72 10.47 10.22 9.97 9.72
599 and below 14.00 14.00 14.00 4.00


Travel Trailers/RV (2014 and Newer) Up to 100% Financing
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 5.72 4.72 4.47 4.22 3.97 3.72
650 - 699 6.72 5.72 5.47 5.22 4.97 4.72
600 - 649 8.72 7.72 7.47 7.22 6.97 6.72
599 and below 14.00 14.00 14.00 14.00 14.00 14.00


Travel Trailers/RV (2013 - 2011) Up to 85% Financing
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 6.72 5.72 5.47 5.22 4.97 4.72
650 - 699 7.72 6.72 6.47 6.22 5.97 5.72
600 - 649 9.72 8.72 8.47 8.22 7.97 7.72
599 and below 14.00 14.00 14.00 14.00 14.00 14.00


Travel Trailer/RV (2010 and 2008) Up to 85% Financing
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 6.22 5.97 5.72
650 - 699 7.22 6.97 6.72
600 - 649 9.22 8.97 8.72
599 and below 14.00 14.00 14.00


Signature Up to $5000
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 6.99 5.99 4.99
650 - 699 7.25 6.25 5.25
600 - 649 12.50 12.50 12.50
599 and below 14.50 14.50 14.50


Signature $5,001 to $10,000
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and above 7.99 6.99 5.99
650 - 699 8.25 7.25 6.25
600 - 649 14.00 14.00 14.00
599 and below


Share Secured
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
  3.50 3.50
Open End
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
  12.50


All Rates are subject to change. All rates quoted at an annual rate.

 

 

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*APR is the Annual Percentage Rate. Rates subject to change without notice.

Annual Percentage Rate reflects an “as low as” rate & your actual rate may vary.

N/A = Not Available

 
 
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