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Phone: 217-442-9005   Toll Free: (800) 533-5615   ART: 217-442-9005 Opt. 5
 

IRA Accounts
 

Individual retirement accounts at Landmark Credit Union are regular passbook accounts with dividends paid quarterly. This account offers tax-deferred earnings and possibly tax-deductible contributions if you meet the requirements. With generous pension plans becoming a thing of the past, experts agree that personal savings are more important than ever before.
Why have your IRA at the Credit Union:

  • Competitive Rates
  • No fees
  • Insured deposits
  • Payroll deductions to simplify contributions
  • Personalized service
  • One-stop shopping for all your financial services

Landmark Credit Union Offers: Traditional, Roth and Coverdell Education IRA’s

Traditional
Earnings remain tax-sheltered until withdrawn. You may be able to deduct your contributions when computing your income taxes.

Roth
Qualified contributions are made with after tax dollars. There are certain criteria that must be met to enjoy tax-free and penalty-free distributions.

Coverdell
This account is to give people a tax-advantage vehicle for educational purposes. Earnings are tax-deferred and distributions are tax-free if used for beneficiary’s cost of kindergarten through 12th grade, college or trade school.


For more information about finding the right one for you,
call a member service representative at 217-442-9005 Ext 340.

 
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