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Phone: 217-442-9005   Toll Free: (800) 533-5615   ART: 217-442-9005 Opt. 5


A Certificate of Deposit is a savings certificate committed for a specified term entitling the bearer to receive interest.  A CD has a specified maturity date and a specified fixed interest rate.

We offer certificates in a range of terms from 6 months to 2 years.  A minimum balance of $1,000 is required to open a CD.  There is a 90 day interest penalty for early withdrawal.

We will notify you 10 days before your Certificate matures.  Renewals are automatic.  If you need to redeem or add to the certificate just come into the credit union.

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